Privacy Policy Franklin Bank & Trust

FACTS	WHAT DOES FRANKLIN BANK & TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?
FACTS Why?	WHAT DOES FRANKLIN BANK & TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
FACTS What?	WHAT DOES FRANKLIN BANK & TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
FACTS How?	WHAT DOES FRANKLIN BANK & TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Franklin Bank & Trust Company choose to share; and whether you can limit this sharing.

FACTS

WHAT DOES FRANKLIN BANK & TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?

FACTS

Why?

WHAT DOES FRANKLIN BANK & TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

FACTS

What?

WHAT DOES FRANKLIN BANK & TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account balances and payment history
Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

FACTS

How?

WHAT DOES FRANKLIN BANK & TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Franklin Bank & Trust Company choose to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Franklin Bank & Trust Company share?	Can you limit this sharing?
Reasons we can share your personal information For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does Franklin Bank & Trust Company share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our marketing purposes—to offer our products and services to you	Does Franklin Bank & Trust Company share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For joint marketing with other financial companies	Does Franklin Bank & Trust Company share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates’ everyday business purposes—information about your transactions and experiences	Does Franklin Bank & Trust Company share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates’ everyday business purposes—information about your transactions and experiences	Does Franklin Bank & Trust Company share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For nonaffiliates to market to you	Does Franklin Bank & Trust Company share? No	Can you limit this sharing? We don't share

Questions?

Call (270) 586-7121 or (888) 586-7121 or go to www.fbtco.com

Who we are
Who we are Who is providing this notice?	Franklin Bank & Trust Company

What we do
What we do How does Franklin Bank & Trust Company protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
What we do How does Franklin Bank & Trust Company collect my personal information?	We collect your personal information, for example, when you Open an account or use your credit or debit card Deposit Money or give us your contact information Apply for a loan We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
What we do Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What we do

How does Franklin Bank & Trust Company protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

What we do

How does Franklin Bank & Trust Company collect my personal information?

We collect your personal information, for example, when you

Open an account or use your credit or debit card
Deposit Money or give us your contact information
Apply for a loan

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

What we do

Why can’t I limit all sharing?

Federal law gives you the right to limit only

Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Definitions Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Franklin Bank & Trust Company has no affiliates
Definitions Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Franklin Bank & Trust Company does not share with nonaffiliates so they can market to you.
Definitions Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Franklin Bank & Trust Company doesn’t jointly market.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Franklin Bank & Trust Company has no affiliates

Definitions

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Franklin Bank & Trust Company does not share with nonaffiliates so they can market to you.

Definitions

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Franklin Bank & Trust Company doesn’t jointly market.

Other important information
Other important information Franklin Bank & Trust Company PO Box 449 Franklin, KY 42135-0449 (270) 586-7121 (888) 586-7121 www.fbtco.com

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