Services

VISA Check (Debit) Card


It looks like a credit card, but works like a check. Use it anywhere a VISA card can be used. The amount of your purchase or withdrawal is deducted from your bank account. No annual service fee. Please visit one of our conveniently located offices to fill out an application.

Travelers Checks


We offerAmerican Express Travelers Cheques. American Express offers travelers checks for two which are quite popular with customers. The cost is 1% of amount purchased.

Wire Transfer Services


An incoming wire for an account holder is available at no charge. The charge for an outgoing wire from a depositor is $15.00. Incoming or Outgoing non-customer charge is $20.00.

Official Checks


Cashier's checks are offered at an additional charge of $3.00 per check, unless you are a member of our Club program.

Notary Service / Signature Guarantee


We offer Notary service or signature guarantee at a charge of $10.00.

Night Depository Service


There is a night depository box located at all five Franklin Bank locations (Bowling Green and Franklin). This service is no additional charge.

Telephone Banking


You can call our telephone banking line when you can not access the internet to obtain all your account information. Dial (888) 337-0083.

Gift Cards (Non-reloadable)


We offer gift cards for all occasions. Cards can be purchased in denominations from $10.00 to $750.00. A handling fee of $2.00 is charged per card. Gift cards cannot be returned, all sales are final. The cards have an expiration date of 6 months; monthly maintenance fees apply after 6 months.

Safe Deposit Box


Franklin Bank & Trust Company's main office in Franklin and our Dishman Lane and Gary Farms locations in Bowling Green offer a broad range of sizes of boxes at various annual rental fees to accommodate customer demand. A contract and access card is signed by each renter(s) at the time the box is rented. The contract year is from February to the following February. Access is monitored closely by bank personnel allowing only authorized parties to enter the safekeeping facility. Contact a Customer Relationship Officer for pricing and available sizes.

OOPS! Occasional Overdraft Privilege Service


Rather than automatically returning all insufficient funds items that you may have, OOPS! provides payment of your reasonable overdrafts and the ability for your debit card to be approved up to your assigned OOPS! limit.

Merchant Capture


From across the street or across the country, use secure remote deposit to scan checks and deposit them electronically.

Schedule of Fees