Deposit Rates

Type

Minimum Deposit

Auto Renewal

APR*

APY**

3 month SPECIAL $ 1,000 Yes 2.75% 2.75%
10 month SPECIAL $ 1,000 Yes 3.02% 3.05%
12 month Variable*
(Prime -275bp)
$10,000 Yes 1.25% 1.25%
12-23 months $ 1,000 Yes 2.50% 2.52%
24-35 months $ 1,000 Yes 2.35% 2.37%

* Annual Percentage Rate
** Annual Percentage Yield

Please contact a Customer Service Representative for other certificate terms and interest rates.

A Certificate of Deposit that is subject to automatic renewal at maturity shall, upon automatic renewal, renew the Certificate of Deposit for a like term at the best available rate of interest posted for similarly issued Certificates of Deposit.

*The annual percentage yield and annual percentage rate may change after account opening.

A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

Effective date as of 10/30/08