Personal Banking - Checking Accounts

 

Free Bonus Checking

*By meeting these simple qualifications; make 12 Debit Card purchases per statement cycle, set-up one direct deposit or automatic payment, and enroll and receive electronic statements,  you could be earning a High Annual Percentage Yield on our Free Bonus Checking Account. If you do not meet the qualifications per cycle, your account will still earn interest at a lower rate on all balances. NO MINIMUM BALANCE and Free Online Billpay. $100 deposit required to open account. Contact a Customer Service Representative for more details.

Hometown Checking


* Minimum balance to open is $100.00. Must maintain a balance of $700.00 to avoid a $7.00 service charge. Students age 22 and under are exempt from service charge.

Hometown Interest Checking (NOW)


* Minimum balance to open is $100.00. Interest paid on balances of $1,500.00 or greater. If the balance falls below $1,500.00 the interest is lost for the days below $1,500.00. If the balance falls below $700.00 there is a $7.00 service charge.

Hometown Banclub Account


* Minimum balance to open is $100.00. Basic Plan - $8.00, Personal Plan - $9.00, Family Plan - $10.00. Monthly membership includes free custom personalized checks, no minimum balance, accidental death insurance, no additional fee for traveler's checks, and three (3) cashier's checks a month, $3.00 credit on Safe Deposit Box rental, and free notary service. Interest checking options available.

Free Checking


*Minimum balance to open is $100.00. No monthly service charge. No minimum balance requirements and unlimited check writing. Customer will pay for check orders. Statements are truncated (no check images). Internet banking is encouraged.

Rewards 55 Checking


*Minimum balance to open is $100.00. Must be age 55 or over to qualify. If you maintain a balance of $300.00 or greater, you will avoid the $5.00 service charge. Interest will be paid on daily balances of $1,500.00 or more. First check order is free.

Direct Deposit Limited Checking


*No minimum daily balance. This account is for customers who want their checks direct deposited but do not want a regular checking account. There is a $12.00 monthly service charge.

Money Market Deposit Account


*Minimum balance to open is $2,500.00. Withdrawals are limited to six (6) per month. The interest rate is variable and subject to change at any time. If the balance falls below $2,500.00 the interest is lost for the number of days below $2,500.00. If the balance falls below $700.00 there is a $7.00 service charge. Interest is accrued daily.

 *Please contact a Customer Service Representative for interest bearing accounts rate quotes, or any other questions regarding the above accounts.