Certificates of Deposit & Individual Retirement Accounts

Certificates of Deposit

Fixed Interest Rate 1 month through 60 month certificates minimum balance to open is $1,000.00. 12 month variable rate (indexed to 2.75 below prime rate) certificate minimum balance to open is $10,000.00. Interest may be paid to the CD or by check or direct deposit monthly, quarterly, or semi-annually. Penalty for early withdrawal based on term. All certificates are automatically renewable.

Individual Retirement Accounts

18 month Variable Interest Rate IRAs are available, as well as Fixed Rate IRAs and are offered with maturities at 6, 12, 24, 36, 48, 60, and 72 months. 18 month variable rate IRA minimum balance to open is $100.00, all other term IRA’s minimum balance to open is $1,000.00. We also offer a 60 month ROTH IRA with a minimum balance of $100.00 to open. Rollovers and transfers are accepted.

Take a look at our Current Rates